Loan Program · Fix & Flip / Rehab

Fix & Flip Financing Built for Investors Who Need Speed, Not Excuses

RS Capital funds fix & flip and rehab deals from $75K to $4M — up to 90% of purchase price plus 100% of rehab costs. Draws funded in 24 hours, no physical inspection required, and no experience necessary.

✓ $75K–$4M Loans ✓ 90% Purchase + 100% Rehab ✓ Draws Funded in 24 Hrs ✓ No Experience Required
Fix & Flip Program

Program Highlights

Short-term loans (12 to 24 months) with rehab, built for investors tackling modest to major renovation projects — single-family, multi-family, or commercial.

Up to 90% of Purchase Price
100% of Rehab Costs Covered
Up to 75% of ARV (After Repair Value)
All mortgage payments rolled in — no payment for the life of the loan
Rehab funds paid in advance for experienced investors — not on reimbursement
Up to 24-month term available
Draw requests funded in 24 hours
No physical inspection required for draw requests
No experience needed — we work with new investors
Purchase, rate & term, and cash-out options available
$75K to $4M loan amounts
Close in an LLC or entity structure
Who It's For

Built for Every Kind of Flipper

Whether this is your first deal or your fiftieth, this program is structured to fit.

Experienced Flippers
First-Time Investors
Single-Family Investors
Multi-Family Investors
Commercial Property Investors
LLC & Entity Borrowers

Ready to Fund Your Next Flip?

Tell us about your deal — get a personalized term sheet, no obligation, no hard credit pull.

Request Loan Terms →
How It Works

From Application to Rehab in Days

A streamlined process built for investors who don't have time to wait on a bank.

1

Apply in Minutes

Quick online application — tell us about the deal.

2

Get Your Term Sheet

Same-day terms available, no hard credit pull.

3

Close & Start Rehab

Purchase and rehab funds structured into one loan.

4

Draw as You Go

Draw requests funded in 24 hours, no physical inspection.

Nationwide Coverage

Fix & Flip Loans in Your Market

Licensed and actively funding fix and flip deals in 46 states. Explore rehab financing in your city.

Common Questions

Fix & Flip Loan FAQ

Do I need real estate investing experience to qualify?

No. RS Capital works with new investors as well as seasoned ones — experience isn't a requirement to qualify for a fix and flip loan.

How fast are draw requests funded?

Draw requests are funded within 24 hours, and no physical inspection is required to release funds.

What loan amounts do you offer for fix and flip deals?

Loan amounts range from $75,000 to $4,000,000, covering single-family, multi-family, and commercial rehab projects.

Do I have to make monthly payments during the rehab?

No. All mortgage payments are rolled into the loan, so there's no payment due for the life of the loan.

Can I close in an LLC or other entity?

Yes, loans can close in an LLC or other entity structure.

What's the maximum loan term?

Up to 24 months, with purchase, rate-and-term, and cash-out refinance options all available.

Get Your Fix & Flip Term Sheet

Tell us about your deal and a loan advisor will follow up the same day — no cost, no obligation, no hard credit pull.

Request Your Loan Terms

No obligation. A loan advisor replies same day.

Start My Application →

Takes about 2 minutes. No cost, no obligation.