RS Capital funds real estate investors, developers, and entrepreneurs with strategic financing from $150K to $10M nationwide. Flip, build, refinance, or bridge a time-sensitive deal — every program is built for speed and flexibility.
Flexible financing for every stage of the deal — from acquisition to rehab to long-term hold.
Up to 90% of purchase price plus 100% of rehab costs. Fast draws and flexible terms so your project never stalls waiting on funding.
Qualify on property cash flow, not personal income or tax returns. Build long-term rental wealth with terms up to 40 years.
From lot purchase to final draw. Built for developers taking new residential or multifamily projects from dirt to doors.
Short-term capital to seize an opportunity, refinance fast, or stabilize a property before moving to permanent financing.
Luxury builders, 2nd-position DSCR, rural fix & flip, and portfolio financing — structured around deals that don't fit a standard box.
New to investing? We structure first deals for borrowers without a prior flip or rental track record, with extra guidance along the way.
A side-by-side look at loan amount, leverage, term, and speed across every program.
| Program | Loan Amount | Max LTC / LTV | Term | Speed | Details |
|---|---|---|---|---|---|
| Fix & Flip / Rehab | $150K–$6M | Up to 75% ARV | 6–18 months | 7–10 days | Learn More → |
| DSCR Rental Loans | $150K–$3M | Up to 80% LTV | Up to 40 years | 2–3 weeks | Learn More → |
| Ground-Up Construction | $250K–$5M | Up to 90% LTC | 12–24 months | Draw-based | Learn More → |
| Bridge Loans | $150K–$3M | Up to 75% LTV | 6–12 months | Days | Learn More → |
| Specialty Programs | Custom | Custom | Custom | Case-by-case | Learn More → |
| No Experience | $150K–$1.5M | Case-by-case | 6–18 months | 10–14 days | Learn More → |
Whether you're experienced or just getting started, RS Capital has a program designed for your strategy.
Tell us about your deal and a loan advisor will follow up the same day — no cost, no obligation.
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