Loan Program · Bridge

Bridge Financing Built for Investors Who Move Fast

RS Capital's Bridge Loan Program gives you quick access to capital when timing is everything — up to 80% LTV, cash-out refinances up to 75%, no asset verification, and interest-only payments so you can move before the deal moves on.

✓ $75K–$4M Loans ✓ Up to 80% LTV ✓ Up to 24-Month Term ✓ Interest-Only Payments
Bridge Loan Program

Program Highlights

Short-term financing for investors who need to move on a deal now — acquisition, stabilization, or a refinance before longer-term financing is ready.

Up to 80% LTV
Cash-out refinances up to 75%
No asset verification
1-4 unit SFH, condos, and townhomes
Up to 24-month term available
$75K to $4M loan amounts
Purchase transactions
Interest-only payments
No pre-payment penalty
Purchase, delayed purchase, rate & term, and cash-out options
When to Use a Bridge Loan

A Short-Term Solution When Timing Matters

Perfect for when long-term financing isn't ready yet — or isn't the right fit.

Auction or Time-Sensitive Acquisitions
Value-Add Opportunities
Distressed or Underperforming Properties
Quick-Cash Closings Before Resale
Repositioning & Stabilization
Refinancing Out of Maturing Debt

Ready to Move on Your Next Deal?

Tell us about your deal — get a personalized term sheet, no obligation, no hard credit pull.

Request Loan Terms →
How It Works

From Application to Closing, Built for Speed

A streamlined process built for investors who can't afford to wait on a bank.

1

Apply in Minutes

Quick online application — tell us about the deal.

2

Get Your Term Sheet

Same-day terms available, no hard credit pull.

3

Close Fast

Interest-only payments, no pre-payment penalty.

4

Execute Your Strategy

Stabilize, reposition, or refinance on your timeline.

Nationwide Coverage

Bridge Loans in Your Market

Licensed and actively funding bridge loans in 46 states. Explore bridge financing in your city.

Common Questions

Bridge Loan FAQ

What's the maximum LTV on a bridge loan?

Up to 80% LTV.

Can I do a cash-out refinance?

Yes, cash-out refinances up to 75% are available.

Do you require asset verification?

No asset verification is required.

What loan amounts are available?

Loan amounts range from $75,000 to $4,000,000.

What's the maximum loan term?

Up to a 24-month term is available.

Are payments interest-only?

Yes, payments are interest-only, with no pre-payment penalty.

Get Your Bridge Loan Term Sheet

Tell us about your deal and a loan advisor will follow up the same day — no cost, no obligation, no hard credit pull.

Request Your Loan Terms

No obligation. A loan advisor replies same day.

Start My Application →

Takes about 2 minutes. No cost, no obligation.