Many successful investors started with their first project being a flip. RS Capital works with investors entering fix-and-flip or ground-up construction who need a lending partner that understands the process — moving you from opportunity to execution.
Many real estate investors eventually move from renovating homes to building new ones. Without prior construction experience, financing can be hard to find — regardless of your flip track record. That's where RS Capital is different.
Short-term loans structured to support the entire project lifecycle, purchase through renovation.
Structured draw schedules tied to project milestones, with underwriting based on project fundamentals — not years of construction history.
Provide basic details about the property and renovation plan.
Our team reviews the project and determines possible financing options.
Funds are released according to the project structure so construction can begin.
Once complete, investors typically sell or refinance into long-term financing.
Licensed and actively funding first-time investor deals in 46 states. Explore financing in your city.
No. RS Capital works with new investors entering the fix-and-flip space — no experience needed.
Yes. The New Construction No-Experience program is built for investors with no construction experience in the last 3 years.
$75K to $1M for both the No-Experience Fix & Flip and No-Experience New Construction programs.
Draw requests are funded within 24 hours, with no physical inspection required, on both programs.
Yes, loans can close in an LLC or entity structure.
Investors typically sell the property or refinance into long-term financing once the project is complete.
Tell us about your deal and a loan advisor will follow up the same day — no cost, no obligation, no hard credit pull.
No obligation. A loan advisor replies same day.
Start My Application →Takes about 2 minutes. No cost, no obligation.