Effective Date: January 1, 2023
Last Updated: January 18, 2026
Welcome to Real Smart Capital (“Company,” “we,” “our,” or “us”). By accessing or using our website, services, or communications, you agree to be bound by the following Terms of Service (“Terms”). If you do not agree to these Terms, please do not use our services.
Use of Our Services
Real Smart Capital provides real estate financing information and services for real estate investors and builders. All information provided is for general informational purposes only and does not constitute a commitment to lend, financial advice, or a guarantee of loan approval.
Use of our website or communication channels does not create a lender-borrower relationship unless and until a formal loan agreement is executed.
Eligibility
By using our services, you represent that:
- You are at least 18 years of age
- You have the legal authority to enter into agreements
- Any information you provide is accurate and complete
No Guarantee of Financing
Submission of information, applications, or inquiries does not guarantee loan approval, funding, or specific terms. All loan programs, rates, terms, and conditions are subject to underwriting review, investor guidelines, and market conditions.
SMS / Text Message Terms
By contacting Real Smart Capital via phone, website form, email, or SMS, you consent to receive text messages related to your inquiry or account.
SMS Communications
- Messages are sent only in response to customer-initiated contact
- Messages are account-related or support-related only
- Message frequency varies based on your request
- Message and data rates may apply
Opt-Out
You may opt out of SMS messages at any time by replying STOP.
For assistance, reply HELP or contact us directly.
Real Smart Capital does not send unsolicited marketing text messages.
Intellectual Property
All content on this website, including text, graphics, logos, and materials, is the property of Real Smart Capital and may not be copied, reproduced, or distributed without prior written consent.
Limitation of Liability
To the fullest extent permitted by law, Real Smart Capital shall not be liable for any direct, indirect, incidental, or consequential damages resulting from:
- Use or inability to use our services
- Reliance on information provided
- Delays, interruptions, or errors
Third-Party Services
Our website or communications may reference third-party services or links. Real Smart Capital is not responsible for the content, policies, or practices of third-party providers.
Privacy
Your use of our services is also governed by our Privacy Policy, which explains how we collect and use personal information. By using our services, you agree to the terms of our Privacy Policy.
Changes to These Terms
We reserve the right to modify these Terms at any time. Updates will be posted on this page with a revised effective date. Continued use of our services constitutes acceptance of the updated Terms.
Governing Law
These Terms are governed by and construed in accordance with the laws of the state in which Real Smart Capital operates, without regard to conflict of law principles.
Contact Information
If you have questions regarding these Terms of Service, please contact us:
Real Smart Capital
📧 Email: hello@realsmartcapital.com
📞 Phone: 832-979-6206
🌐 Website: https://realsmartcapital.com